What if I no longer want to go on my trip?

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Can I cancel my trip? What if I don’t want to go? What if I get Ebola overseas?

These are the types of questions we get everyday from concerned travelers. They want to know about the Ebola Virus Disease. And how travel insurance may help.

At InsureMyTrip, the health and safety of travelers is our primary concern. We recognize the need to educate travelers about this topic and explain what benefits may provide the maximum safeguard and protection available.

Here are some common questions from travelers answered by our Customer Care staff:

What if I am just nervous about going on the trip and want to cancel?

There is a travel insurance benefit called Cancel For Any Reason that allows travelers to cancel a trip for any reason, including concern over the Ebola outbreak. This benefit may provide up to 75% of trip cost returned. For full plan details and eligibility requirements for this benefit, contact InsureMyTrip.

What if I’m concerned the CDC could issue a travel warning to my destination prior to my trip?

There is a travel insurance policy available at InsureMyTrip that gives travelers the option to cancel a trip in the event the CDC issues a travel warning to their destination prior to departure, provided there were no warnings issued for their destination prior to purchasing the policy. The policy protects non-refundable expenses including penalties, fees and other costs that may incur due to cancellation. For full plan details, contact InsureMyTrip.

How am I covered if I contract the Ebola Virus?

Typically, each insurance company will handle this differently.  If the Ebola Virus is contracted while on your covered trip, the assistance center would coordinate with the CDC to ensure you are receiving adequate treatment, however, each insurance company is handling this situation on a case by case basis.

Can I get evacuated back home if I get the Ebola Virus?

At this time, only the CDC has appropriate transportation means to evacuate someone who has contracted the Ebola Virus.  Travel insurance may provide assistance with health care and emergency transportation cost.

If I were to get Ebola am I covered for medical care?

The policies we offer are for unforeseen illnesses or injuries that occur while you are on our trip that requires that you seek medical attention.  Depending on the level that the CDC may need to be involved, this would have to be handled on a case-by-case basis.

What if the airline cancels due to an outbreak of Ebola or if the flight has to be quarantined?

Typically, the airline should reimburse the traveler if they cancel the flights out of the insurers’ control.  Our comprehensive plans do offer coverage for quarantine, but each company writes the coverage differently, and depending on the level that the CDC may need to be involved, this would have to be handled on a case-by-case basis.

Will I get evacuated back home if I get Ebola?

At this time, only the CDC has appropriate transportation means to evacuate someone who has contracted the Ebola Virus.

Is Ebola covered since it’s a pandemic?

Typically, epidemics and pandemics are excluded under most policies.  Each policy is different though, so please check the policy certificates, including the section listing exclusions accordingly.

For more information, contact a licensed travel insurance agent at InsureMyTrip at 1-800-487-4722.

 

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