Consumer Reports magazine takes a closer look at the cruise industry and what passengers can do to be vigilant. Read the full report here.
Given the perils that could sideline your trip—such as the highly contagious Norovirus, natural disasters, political upheavals, and other medical emergencies—travel insurance may make sense. That’s especially true if you’re planning an expensive once-in-a-lifetime excursion. First, check to see what, if any, benefits are available through your home and health policies, and your credit card. If you decide to purchase insurance, avoid commission-driven ones sold by tour operators, cruise-line representatives, and travel agents, and check out an online broker such as insuremytrip.com, which sells coverage from multiple companies. You can tailor a plan to your needs, ask about exclusions, and get a quote. If you become ill and need to be airlifted to a hospital or require hospitalization in a foreign country, your personal insurance might not cover the expenses, which can be astronomical, according to Moure. – Consumer Reports