WARWICK, RI, September 15, 2009—As growing numbers of students plan to spend academic semesters abroad, more and more parents are taking precautions to protect them while they’re away from home. With the H1N1 Swine Flu pandemic dominating headlines, student health and well being are priority one.
“Travel insurance is a ‘must have’ for students spending time abroad because it provides coverage where many traditional healthcare plans leave off,” explains Jim Grace, President and CEO of InsureMyTrip.com. “Many national healthcare plans provide only partial coverage for their members when they travel outside the U.S., and some don’t provide any coverage at all. Parents and students should check with their healthcare provider before venturing outside the U.S. to learn exactly how their policy will respond in the event of a medical emergency.” If additional coverage is needed, InsureMyTrip.com recommends travel medical, medical evacuation and/or cancel for any reason protection:
Travel Medical: Providing emergency medical coverage in the event of injury or illness, travel medical insurance policies are the most popular plans purchased for students going abroad. These plans also provide emergency medical evacuation coverage for transport to a proper care facility and can be purchased for travel up to a year in length.
Medical Evacuation: This coverage can be purchased as a stand alone policy or it may be included in comprehensive travel policies. It provides evacuation to the nearest appropriate care facility or, in some cases, to your hospital of choice depending on the company and plan.
Cancel For Any Reason: A prudent selection for those seeking to protect their trip investment, this coverage provides protection if you elect to cancel your study abroad trip before embarking. Some plans include this coverage and others offer it as an optional add-on. Canceling a trip due to fear of contracting Swine Flu, would ONLY be covered if you have Cancel for Any Reason coverage (CFAR). CFAR will allow you to:
- Cancel up until 2 days prior to departure.
- You may receive between 50%-100% reimbursed trip cost (varies by company).
- Policy must be purchased within 10-21 days (varies by company) of your first trip payment or deposit to qualify for this coverage.
“For a small fraction of the trip cost, travel insurance provides real protection to students overseas and priceless peace of mind to their parents at home,” says Grace. Whether you simply need one questioned answered or would like step-by-step assistance selecting the best travel insurance policy for your needs, InsureMyTrip.com’s expert Customer Care team can help. Visit www.insuremytrip.com or call (800) 487-4722 to speak with one of 15 licensed travel insurance representatives, Monday through Friday 7 AM to Midnight, Saturday 9 AM to 6 PM and Sunday 11 AM to 6 PM ET.
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Established in 2000, InsureMyTrip.com is the leading, consumer-oriented online travel insurance aggregator worldwide. Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers’ comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.