Chris, Business Development
Peter Greenberg is one of my favorite travel writers, and he recently posted a blog that included his “top 10 situations in which travel insurance can come in handy” (www.petergreenberg.com). Since I respect his opinion (and of course since he’s writing about travel insurance) I wanted to share his thoughts. So here’s his list:
- Your flight has been canceled.
- Your bags are lost and your medication is in them. You need to have an emergency prescription filled.
- Your passport and wallet are stolen, and you need emergency cash and a replacement passport.
- You’re involved in an accident, and adequate medical treatment is not available.
- You need medical evacuation.
- You need to cancel your trip due to illness.
- Your cruise line, airline or tour operator goes bankrupt. You need to have your non-refundable expenses covered and to get to your destination.
- A terrorist incident occurs in the city where youâ€™re planning to visit, and you want to cancel your trip.
- A hurricane forces you to evacuate your resort, hotel or cruise ship.
- And last but not least, itâ€™s simply worth the extra few dollars to ensure your peace of mind. Trust me, it will make the days leading up to your trip and throughout your travels a little less stressful.
Protection for the situations he describes can be obtained with Trip Cancellation Package Policies, which include some amount of medical and evacuation coverage. For greater Travel Medical and/or Medical Evacuation coverage, consider stand-alone plans.
Regardless of your specific need, and to increase your peace of mind, I definitely agree with Mr. Greenberg on this one. (Now, let’s talk about his book “Don’t Go There!”)